Short Term Medical

    Affordable, temporary health insurance

    With the rising cost of healthcare, an unforeseen illness or accident could put you and your family at serious          
    financial risk!  

    Short Term Medical insurance provides comprehensive temporary medical insurance coverage that guards against
    catastrophic costs of unexpected medical bills. Temporary health insurance covers a wide variety of needs, from 30 to
    365 days (depending on state of residency), and it allows you to use your own doctors and hospitals.

    When you need affordable health insurance and are between permanent employer-sponsored plans, temporary health
    insurance offers gap coverage that can give you and your family peace of mind. Temporary health insurance policies
    cover physician services, prescriptions, X-ray, laboratory services, inpatient hospital stays, i npatient and outpatient
    surgeries, skilled nursing facility care and rehabilitation up to a lifetime maximum of $2 million.

    Get a FREE, no obligation health insurance quote now!
    You can even apply online and be covered as early as tomorrow.


    Student Select Medical Insurance

    No longer covered as a dependant under your parent's plan?
    Attending school outside an HMO or PPO region?
    Required to have coverage but choose not to participate in a college-sponsored plan?
    Finding a traditional individual medical or other current coverage to be too expensive?

    FAQ

    Q: What is short-term medical insurance?

    A: Short-term medical insurance offers a solution to individuals in need of temporary medical coverage. The Amigo
    Medical Plan is a short-term medical insurance plan that protects against unforeseen accidents and sicknesses,   
    appropriate for individuals between jobs, students, new employees waiting for coverage to begin, or any eligible person
    who is temporarily without health insurance coverage. Plans are available for periods of up to 6 or 12 months (varies by
    state).


    Q: What is co-insurance?

    A: Co-insurance is the part of medical expenses you pay for after you pay the deductible. The remaining amount is
    covered by the plan. With Amigo Medical Plan you may choose between two options: 80/20, where underwriters pay
    80% of eligible expenses (after deductible) and you pay 20% of the eligible expenses, or you may choose the 50/50
    option, where eligible expenses are equally split after your fulfillment of the deductible.


    Q: How soon can I start my coverage?

    A: Your coverage can start tomorrow! If you submit your application and credit card payment today by Internet, fax or e-
    mail, coverage will begin tomorrow. Otherwise, your coverage will begin on the day following the date we receive your
    completed application and payment or on the date you requested on the application, whichever is later.


    Q: What if I need more time later? or What if I need coverage for the entire year?

    A: Coverage periods of 6 or 12 months are available, depending on the state in which you will hold coverage. However, if
    you require more time, you may purchase a new plan as long as you have not held two previous plans in the same 12
    month period! The Amigo Medical Plan is not renewable; therefore, any subsequent plan will be treated as new and will
    be subject to the same preexisting condition provision and other limitations.





COMPARE RATES COVERAGES
TOUBIN INSURANCE AGENCY, Inc.
7410 Blanco Rd  Suite 385
San Antonio, TX 78216
210.340.2293
210.340.2357 (fax)
info@toubininsurance.com